Nonprofit Organizations That Help Pay Vet Costs

By Linda Cole

We never know when a sudden illness or accident will send a pet to the emergency room. Sometimes the finances just aren’t there to cover medical expenses. When that happens, there are some nonprofit organizations that may be able to help with vet care. The following organizations are ready to lend a helping hand to pet owners.

Angels4Animals is a small nonprofit made up of pet lovers who believe all pets should have equal access to vet care, even if their owner is financially challenged. Decisions on pet care should be made based on what the pet needs and not what the owner can afford. Angels4Animals has two programs: Program Guardian Angel works with the vet clinic to provide money for medical care needed for a sick or injured pet. The Lost & Found Program provides money to low income pet owners so a microchip can be inserted in the pet. This helps cut down on pets in shelters by identifying and reuniting a lost pet with their owner.

Brown Dog Foundation, Inc. provides financial assistance to people who have a sick pet with a treatable condition. Founder Carol Smock understands what it’s like to be unemployed with no funds to pay for vet care. The foundation’s mission is to provide needed help for pets with life threatening conditions or illness to help give both pet and owner a better quality of life. They understand the love of a pet goes across all income levels and no pet should be put down for a treatable condition or illness just because their owner is unable to pay the vet bill.

The Pet Fund understands that while responsible pet ownership includes medical care, they also know some pet owners can have a hard time finding the money when it’s needed for proper care. The Pet Fund helps with medical costs that are beyond routine vaccinations, vet care, and spay or neutering.

United Animal Nation (UAN) helps animal shelters, strapped pet owners and good Samaritans who rescued an animal in need. They also provide funds for help after an unexpected disaster whether it’s a house fire, domestic violence or natural disaster. Help in the form of grants will pay to transport a pet to a safe location, take care of injuries or illnesses, and provide temporary housing for the pet.

Feline Veterinary Emergency Assistance helps cat owners provide care for their cat’s injuries or life-threatening conditions. Senior citizens, disabled people, the unemployed and people who rescued a cat that needs medical care are eligible for assistance. They also have a fund (Kobi’s Fund) dedicated to cats with Vaccine Associated Sarcoma.

CareCredit is a personal credit line that can be used to pay your pet’s vet bills and medical or dental bills for you and your family. It’s like a credit card, but can only be used to pay healthcare costs for you or your pet. The loan is interest free as long as you make regular payments on time and repay the loan in the time frame you agreed on. Most people have no problem getting a loan and you can apply for it before you need it. That way the money is available when it’s needed.

Help-A-Pet provides financial aid for owners who can’t pay for their pet’s medical care. A single person with an income below $20,000 and a family under $40,000 a year can apply for financial help. Pet owners are asked to chip in as much as they can afford. This organization helps mainly disabled people, senior citizens and children of the working poor. Every penny donated to Help-A-Pet is used to aid a pet in need of medical care. They have no overhead or administrative costs because it’s an all volunteer operation.

Jake Brady Memorial Fund provides help for corrective and life-saving medical care for pets of low income individuals, disabled people, senior citizens and unemployed individuals in Ohio who are having trouble paying for non-routine medical care for their pets. This is the only nonprofit on my list that is just for residents of a specific state.

The downturn in our economy has taken a toll on nonprofit organizations. If funds aren’t available when applying, check with another one. You can also find more organizations by typing “organizations that help pay for pet care” into your favorite search engine.

Donations are always welcomed and needed. These organizations help because all pets deserve medical care, and no pet should be surrendered to a shelter or put down because their owner can’t afford the vet bill.

Photo by Jenny Whitlock: “CANIDAE Food Fans” Daisy and Dylan

Read more articles by Linda Cole

The personal opinions and/or use of trade, corporate or brand names, is for information and convenience only. Such use does not constitute an endorsement by CANIDAE® All Natural Pet Foods of any product or service. Opinions are those of the individual authors and not necessarily of CANIDAE® All Natural Pet Foods.

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13 thoughts on “Nonprofit Organizations That Help Pay Vet Costs

  1. I am looking for help treating my Jack Russell who has just been diagnosed w IMHA. She is my world. I have already depleted my accounts spending over $4000 in vet bills and 3 blood transfusion. This is a manageable disease once under contro, but I am out of funds and don’t know how to make it work for her. I have at Auburn University bc no other Drs seem to know how to manage this disease. I love her and will keep fighting for my Sweetpea. Any help with direction will be gladly appreciated.

  2. to whom this may concern
    my dog was injured Sunday morning while trying to get on the sofa, applied for care credit got approved took her to the vet did x-rays findings were that she has a
    acl ligiment tears in both hind legs, TPLO surgery is recommended I am on ssi disability and can not afford the surgery. Gracey is my complain for my epilepsy and cerebral palsy she is my golden angel, I got her two days after my last golden retriever passed away from a heart based tumor. she has helped me heal from losing him please help me help my golden angel. Thank you Rachel Irwin

  3. I have a lab beagle mix male dog that was basically a rescue dog. Our neighbor across the street did not pay any attention to him when he was a puppy and we found him numerous times in the street so we decided to just keep him. He has been with us since 2006. He is a very healthy, Strong, muscular dog, But when my daughter gave him and our other dog a bath in July outside they played tug of war with a towel and Copper tore his muscle in his back leg. We took him to the vet and they confirmed the tear but said that if we did not get it fixed soon that it would eventually tear all the way apart. The cost of the surgery??? $1,000- $1,500. They will not take payments and our credit sucks. We can afford regular vet bills but this one is a big one and at the same time our water heater went out and also our stove. And now it is Christmas! If anyone know of someplace that is able to help out in any way it would be a great blessing if they would guide us in that direction. I love my boy Copper and I hate seeing him limp on his leg. I can get an estimated bill from my vet if needed. Thank you all so much!

  4. There needs to be assistance for those of us working poor who make just enough to not qualify for assistance. We always fall between the cracks. I work 70 hours a week, live check to check, can only afford the basics, have no credit or savings. My cat needs dental care the vet estimates at $800…all at once…no payment plan option. What am I to do here?

  5. Dear Linda – I’m almost positive Angels4Animals is no longer in business. I have tried to reach them by phone and email, but only get disconnected numbers and bounced-back emails. You many want to remove them from this list.

    United Animal Nations’ LifeLine Grant program offers assistance nationally. For more information about the grants offered and eligibility guidelines, please visit

  6. This is most informative. I don’t have health care and neither does my dog. But I love him more than anything and just hate it when it gets to feeling badly and can’t tell me what is wrong. Recently I had to take him to the vets and thought it would be worse. $300 later on a VISA that I can’t afford and he’s ok. But programs likes this could help me in a pinch.

  7. Those look like great organizations and I sure personally can use some help. Tge angels 4 animals link doesn’t work or has moved.
    Thanks for this great info. It is nice to know that we can get help.

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